In what is admittedly one of the most controversial industries in the nation, I have found a credit repair company I would trust to improve my credit score: Aggressive Credit Repair.

I trust them because we have investigated them, and the way owner Lorin Hanks treats his customers.  And as a result, I am proud to endorse Aggressive Credit Repair in Herriman Gephardt Approved. Here is why:   he offers a no-risk money back guarantee if he doesn't do what he says he’s going to do, and he allows his customers to cancel his services anytime.

Lorin says he can do that because he won’t take just anyone to be his client.  Lorin says he will turn away anyone who is behind on their payments, or can’t pay their mortgage.  In short, people who cannot now pay their bills will not be clients of Aggressive Credit Repair.  

On the other hand, people who have had credit problems in the past, but now are able to pay their bills, Lorin will take them as clients.  Or, as Lorin puts it, “If they are out of the woods, and the dust has settled, and they are ready to clean up the past, I will take them.”  Lorin tells me his goal is to "improve people's credit picture for the purpose of financing.  The ultimate payoff is someone getting a home."

Lorin charges his clients 59 dollars a month to be a part of his program.  He says the average client is with him 6 months.  Lorin tells me his goal is to “improve people’s credit picture for the purpose of financing.  The ultimate payoff is someone getting a home.”

What Lorin says he does is what anyone can do for themselves, if they know what they are doing.  But, Lorin says his experience in credit improvement, combined with the fact that he’s a licensed loan officer places him in a position of knowing just what to do for individual clients.  He has a 3 step program which analyzes a client’s past, legitimately disputes negative credit reporting, and settles debts. 

But all of that aside, here is why I trust Aggressive Credit Repair:  They are registered with the Utah Division of Consumer Protection (which requires a bond), and I can’t find any complaints whatsoever in the company’s 8 year history.  

So, Aggressive Credit Repair, and owner Lorin Hanks:  now you know why I trust this company, despite the controversy in the credit repair industry.  And, now you know why I will stand with this company, and why I am proud to endorse Aggressive Credit Repair as Gephardt Approved.

--Bill Gephardt